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Heat olive oil, a turn of the pan, in a small saucepan over medium-high heat. Add onions, garlic, jalapeños, salt, pepper and cumin and cook 5 minutes to soften. Add water and reduce to 2 to 3 tablespoons. Add beans and heat through.
Transfer mixture to the bowl of a food processor and add lime juice and hot sauce. Process until smooth, then adjust salt to taste.